When renting a car in Costa Rica, it is important to know the available insurance options. At Mapache Rent a Car, we want your travel experience to be safe and transparent, which is why we clearly explain each coverage, its benefits, and limitations.
Basic Coverage (CDW) – Mandatory
The Basic Collision Damage Waiver (CDW) is mandatory to drive in Costa Rica. It includes protection in case of accidents causing property damage, injuries, or death to third parties.
- The deductible applies according to the vehicle category.
- It covers damages to the rented vehicle exceeding the established deductible amount.
- In the case of third-party damages, the deductible is 20% of the total damages caused.
- The required security deposit is calculated based on this coverage.
Additional Zero Deductible Coverage – Optional
This coverage eliminates the deductible payment in case of an accident. It is an ideal option for customers seeking greater peace of mind during their trip.
- Applies only to drivers over 25 years old.
- With this coverage, any damage is covered without the customer having to assume a deductible.
Additional Third-Party Damage Coverage – Optional
This coverage extends protection for third-party damages beyond what is offered by the basic coverage.
- It covers property damage and injuries to persons not included in the rental agreement.
- It includes an additional compensation amount in case of serious accidents.
Restrictions and Exclusions in All Coverages
It is important to note that none of the coverages apply in the following cases:
- Loss or damage of keys, tires, or license plates of the vehicle.
- Damages caused by negligence or driving under the influence of alcohol.
- Driving on unauthorized roads such as rivers, beaches, mangroves, or restricted areas.
- Damages caused when the vehicle is driven by persons not registered in the rental agreement.
Which Coverage to Choose?
La cobertura básica (CDW) es obligatoria para todos los clientes. Sin embargo, recomendamos considerar las coberturas adicionales según sus necesidades de viaje:
- If you want to drive without worrying about deductibles: Zero Deductible.
- If you are looking for greater protection against third parties: Third-Party Damage. Daños a Terceros.
Conclusion
En Mapache Rent a Car creemos que un viaje seguro comienza con información clara. Nuestras coberturas están diseñadas para ofrecerle tranquilidad, flexibilidad y confianza durante su recorrido en Costa Rica. Si tiene dudas, nuestro equipo estará encantado de asesorarle para elegir la opción que mejor se adapte a su viaje.
